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$400

Wells Fargo Business Checking — $400 Bonus

Posted November 2, 2025Provider: Wells Fargo

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Offer Overview

Wells Fargo is offering a $400 business checking bonus for new business checking customers who open an eligible account and complete the qualifying requirements. Offer ends November 4, 2025. A bonus offer code is required at account opening (generate or retrieve it from the offer page).

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Eligible Accounts

  • Initiate Business Checking®
  • Navigate Business Checking®
  • Optimize Business Checking®

How to Qualify

  1. Open a new eligible business checking account by November 4, 2025 and provide the bonus offer code at account opening.
  2. Deposit $2,500 or more (new money) to the account by day 30 from account opening, and
  3. Maintain a minimum daily collected balance of $2,500 through day 60 after account opening.

Bonus Payment

  • Wells Fargo deposits the bonus within 30 days after the 60‑day qualification period ends, as long as the account remains open and in good standing.

Important Terms

  • New business checking customers only; one bonus per business entity.
  • Bonus offer code must be used at account opening (online from the offer page or in branch).
  • Not eligible if your business currently owns, or closed, a Wells Fargo business checking account within the past 90 days, or received a business checking bonus within the past 12 months.
  • Offer may be modified or withdrawn at any time before the expiration date.

Fees and Minimums (Initiate Business Checking®)

  • Minimum opening deposit: $25
  • Monthly service fee: $10 (waived with either: $500 minimum daily balance or $1,000 average ledger balance each fee period)

Taxes

Bonuses are typically reported as interest income on Form 1099‑INT; plan accordingly.

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Wells Fargo — Business Checking $400 Bonus

Disclaimer: The Tax Ally is not affiliated with Wells Fargo. Terms and conditions apply. Always review the bank’s website for current information.

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